DISCLAIMER

Last modified date April 21 8, 2026

This Disclaimer applies to all content on liannehannaway.com, the Lianne Hannaway YouTube channel, and all affiliated social media platforms (collectively, "the Platforms"). By accessing the Platforms, you acknowledge and agree to this Disclaimer. For additional terms governing your use of the Platforms, please see our Terms of Use and Privacy Policy.

EDUCATIONAL PURPOSES ONLY

All content on the Platforms is provided for educational and informational purposes only. Nothing on the Platforms constitutes professional financial, investment, tax, or legal advice.

NOT FINANCIAL OR INVESTMENT ADVICE

Lianne Hannaway is a Chartered Professional Accountant (CPA), not a licensed financial advisor, investment advisor, or financial planner. Content shared on the Platforms represents personal experiences and investment journey, educational research and general information, and self-directed investing concepts and strategies. This content is not personalized financial advice for your situation, investment recommendations or portfolio guidance, tax advice specific to your circumstances, or legal or estate planning advice.

CPA DESIGNATION

While Lianne Hannaway holds a CPA designation, content on the Platforms is not provided in her capacity as your CPA or tax advisor. No accountant-client relationship is created through use of the Platforms. For personalized tax or accounting advice, consult with a licensed professional familiar with your specific situation.

BOARD POSITIONS

Lianne Hannaway serves on the boards of various organizations. All views and opinions expressed on the Platforms are her personal views and do not represent the views of any board, organization, or entity with which she is affiliated.

CANADIAN CONTENT

Content on the Platforms is created from a Canadian perspective and focuses on Canadian tax laws and regulations, Canadian investment accounts such as TFSA, RRSP, and FHSA, financial products available to Canadian residents, and Canadian financial institutions and platforms. Tax laws, regulations, and financial products differ by country and province. Information may not be applicable or accurate for non-Canadian residents. Always verify that information applies to your jurisdiction before taking action.

INVESTMENT RISKS

Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Investment examples, case studies, or personal returns shared on the Platforms are for illustrative purposes only and should not be interpreted as typical results or guarantees.

Self-directed investing requires research and due diligence, understanding of financial markets and products, acceptance of investment risk, and personal responsibility for decisions. You are solely responsible for evaluating the risks and benefits of any investment strategy, product, or account discussed on the Platforms.

CONSULT QUALIFIED PROFESSIONALS

Before making any financial, investment, tax, or legal decisions, consult with qualified professionals who understand your unique circumstances. This includes licensed financial advisors or planners, investment advisors, tax professionals or CPAs, legal counsel, and estate planning attorneys.

NO GUARANTEES OF RESULTS

The Platforms provide educational content and strategies. However, we make no guarantees about results you will achieve. Your success depends on numerous factors including your financial situation, knowledge, skills, effort, market conditions, time commitment, and circumstances beyond our control. Examples of results, whether personal or from students and clients, are not guarantees that you will achieve similar outcomes. Individual results vary widely. You acknowledge that your financial outcomes are your own responsibility.

AFFILIATE RELATIONSHIPS

Some links on the Platforms may be affiliate links. If you purchase products or services through these links, we may receive a commission at no additional cost to you. Affiliate relationships do not influence the integrity of content provided. We only recommend products, services, or platforms that we personally use or that we have thoroughly researched and believe would benefit our audience.

Current affiliate relationships may include investment platforms and brokerages, financial education tools and software, and course platforms and educational resources. For specific details about any affiliate relationship, contact support@wealthnuvo.com.

SECURITIES LAW COMPLIANCE

Content on the Platforms that references specific securities is provided as general commentary only, consistent with the "general advice" exemption under section 8.25 of National Instrument 31-103. Lianne Hannaway is not registered as an investment adviser or dealer under Canadian securities legislation. Content is not tailored to the investment needs of any individual and should not be relied upon as personalized investment advice.

Where content on the Platforms references a specific security in which Lianne Hannaway or WealthNuvo Financial Inc. holds a direct or indirect financial interest, that interest will be disclosed clearly at the point of the relevant content. General reference to asset classes, account types, or investment concepts does not constitute advice about specific securities.

TESTIMONIALS AND CASE STUDIES

Testimonials on the Platforms represent actual statements from individuals who have attended workshops or programs, participated in coaching services, or used strategies or frameworks shared. These testimonials are truthful representations of individual experiences. However, results shown are not typical or guaranteed. Your results will depend on your unique circumstances. Past client or student results do not predict your results. Multiple factors affect outcomes, many of which are beyond our control.

EARNINGS DISCLAIMER

Revenue, savings, or investment return figures shared on the Platforms may include personal results from self-directed investing, student or client results from courses or coaching, and illustrative examples for educational purposes. These figures represent exceptional or specific results and do not reflect average or typical outcomes. You should not rely on any revenue, savings, or earnings information as a promise, guarantee, or expectation of results.

Your results will be determined by numerous factors over which we have no control, including your starting financial position, your knowledge and experience level, your risk tolerance and investment choices, market conditions and timing, your effort and consistency, and economic factors and regulatory changes. Investing and wealth building carry inherent risks. Your use of information from the Platforms is at your own risk.

DIGITAL COURSES AND PROGRAMS

By enrolling in any digital course or program offered on the Platforms, you acknowledge that course content is for educational purposes only, implementation of strategies is your responsibility, results vary and are not guaranteed, completion does not make you a certified financial professional, and you should consult licensed professionals before making financial decisions. For course-specific terms, refunds, and policies, see individual course terms and our Refund Policy.

ACCURACY OF INFORMATION

While we strive to provide accurate and current information, financial regulations, tax laws, and products change frequently. We make no guarantees regarding accuracy, completeness, or timeliness. Information may contain errors or become outdated. You are responsible for verifying information before taking action. We recommend cross-referencing information with official government sources such as the Canada Revenue Agency and provincial regulators, licensed financial professionals, and current product documentation.

THIRD-PARTY CONTENT

The Platforms may contain links to third-party websites, products, services, or resources. These links are provided for convenience only and do not constitute endorsement. We are not responsible for the content or accuracy of third-party sites, the privacy practices of third-party sites, products or services offered by third parties, or actions you take based on third-party content. Your use of third-party websites is at your own risk.

SOCIAL MEDIA PLATFORMS

Content shared on social media platforms including YouTube, LinkedIn, and Instagram is subject to this Disclaimer, our Terms of Use, and Privacy Policy. By following, engaging with, or consuming content on these platforms, you agree to these terms.

PERSONAL RESPONSIBILITY

By using the Platforms, you accept personal responsibility for your financial decisions and actions. You agree to conduct your own research and due diligence, consult qualified professionals before making decisions, verify information applies to your situation, and accept full responsibility for outcomes.

CHANGES TO THIS DISCLAIMER

We may update this Disclaimer periodically. Changes become effective when posted. Continued use of the Platforms after changes constitutes acceptance of updated terms.

ADDITIONAL TERMS

This Disclaimer should be read in conjunction with our Terms of Use at https://www.liannehannaway.com/terms, Privacy Policy at https://www.liannehannaway.com/privacy, and Refund Policy at https://www.liannehannaway.com/refund (when applicable).

Contact

For questions about this Disclaimer, email: support [at] wealthnuvo.com.